Overview

Retail and Wholesale Banking Group provides technology, consulting and business process sourcing services across various lines of business within the bank. The team has extensive banking experience with multiple lines of business, serving global banks across geographies.

With a strong combination of industry and banking IT solutions expertise.

Capabilities

Retail Banking

Our team has proven expertise in retail banking products spanning multiple functional areas, including:

• Branch banking: account opening and maintenance, retail investment services and branch network strategy
• Core banking: back office operations and infrastructure
• Customer analytics: data marts (customer value management and retail profitability)
• Online banking: account management, EBPP and investments

Commercial Lending

• Credit risk management
• Loan origination
• Servicing

Trade Finance

• Automated Clearing House (ACH) operations
• Cash collection services
• Electronic Bill Presentment and Payment (EBPP)
• Image-based transactions
• Lockbox services
• Messaging and payment (cross-border) solutions
• Trade finance
• Treasury / cash management services

Cash Management

We specialize in streamlining cash management functions using automated BPM workflows, as well as a modular web-based platform for international payments and global cash management.

Additional Services

• Treasury services
• Structured finance